When you suffer damage to your property or a loss to your business, the first thing you should do is call us. We will take away all the worry, stress and inconvenience of having to deal with your insurance company when making a claim. Â-We work on a No Settlement / No Fee basis, simply put, if you don't get any money; we don't get any money. You have absolutely nothing to lose, on the contrary, you have a lot to gain.