Virtual Card Services was established in 1996 to offer a solution to the mail order market that found conventional methods of securing large volumes of credit card payment cumbersome and costly. With more than 50 years' collective experience in developing and implementing credit, debit and smart card processing systems for a major card issuer in South Africa, VCS was quick to identify the niche presented in providing a solution that exactly meets these needs. The 'Virtual Vendor' system, which was developed out of this need, interacts with a bank's existing legacy systems, while meeting the vendor's demand for an automated, electronic transaction system. The business rapidly grew from this point by expanding the scope of services to all organisations requiring automated, high volume and secure credit card payment processing. The company's client list today boasts a cross-section of businesses that have realised the benefits of automating their credit card transactions.

Specialist in Debit Order, Credit Payments, NAEDO and Account Holder Verification solutions. Since 1977Debit Order Collections NAEDO (Non-Authenticated Early Debit Order) Collections DebiCheck collections Credit card collections Account Verification Services (AVS) Value-Added Business Solutions Recurring Debit Collection Facilities Client Front End (Alchemy) Collection Strategy Management Customised Reporting Communication Services